Crystal Maloney, Senior Equity Analyst and Portfolio Manager, has thirteen years of investment experience. Crystal manages a number of equity portfolios. She has conducted fundamental analysis across many sectors such as financial services, telecom services, consumer, technology, industrials, health care, energy and mining. Prior to joining AEGON Capital Management in 2005, Crystal was an Equity Research Associate at BMO Nesbitt Burns covering the financial services sector and held financial management roles at two publicly-traded companies. Crystal graduated from Queen's University in 1995 with a BCom (Honours). She earned the Certified Management Accountant (CMA) designation in 1998 and the Chartered Financial Analyst (CFA) designation in 2001.