 |
Terms
of Use and Online Privacy Policy
Introduction
Basic
Definitions
AEGON Capital Management Inc. Contact Information
What Information is Collected
Information Shared with Transamerica
Limitation of Liability
Links To Third Party Web Sites
Use of the Site
Jurisdictional Issues
Trademarks Service
Marks and Copyrights
Stock Quote
Professional Advice, Non-Recommendation,
Calculator Data
Introduction
AEGON
Capital Management Inc. is concerned about the privacy rights of
visitors to its Web sites ("Site") and the security of
their data. Accordingly, we have adopted this Privacy Policy and
Terms of Use ("Statement") for this Site to ensure responsible
use of the information you share with AEGON Capital Management Inc.
AEGON Capital Management Inc. only provides the Site and the products
and services thereunder to residents or citizens of Canada ("Canadians").
The Site is not intended to be used by, to solicit business from,
or to provide any information concerning products to be sold to,
any person located outside Canada. AEGON Capital Management Inc.
may at any time revise this Statement by updating the Site. You
are bound by any such revisions and should therefore periodically
visit this page to review the then current Statement.
top
of page
Basic
Definitions
"Personal
Data" is personal and/or confidential information that relates
to you and your account or contract with AEGON Capital Management
Inc.
"Communications"
are any non-confidential and nonproprietary communications information,
except for Personal Data, that you transmit to the Site by electronic
mail or otherwise, including data, questions, comments and/or suggestions.
"Personal
Information" is any Communication where you knowingly enter
your personal information such as your name, address, social security
number, or telephone number.
"Non-Personal
Information" is any Communication derived from your connection
to the Site, such as your Internet browser, domain name and referrer
link.
All
Communications, except for Personal Data, will be treated as non-confidential
and nonproprietary, will become the property of AEGON Capital Management
Inc. and may be used for purposes described herein.
top
of page
AEGON
Capital Management Inc. Contact Information
AEGON
Capital Management Inc.
5000 Yonge Street
Toronto, Ontario M2N 7J8
Phone: 416-297-4300
E-mail: info@ageoncapital.ca
top
of page
What
Information is Collected and Use of Information
In
general, you can visit the Site while remaining anonymous by not
providing any Personal Information. In some cases, Non-Personal
Information may be automatically collected, such as your Internet
Browser, computer operating system, internet protocol address domain
name of your Internet service provider and/or the Web site from
which you linked to our Site.
AEGON
Capital Management's Collection
and Use of Personal Information
Personal Information about you (e.g., your
name, address, telephone number, social security number, and/or
email address) will not be collected unless you provide it to AEGON
Capital Management Inc. AEGON Capital Management Inc. will explain
to you how AEGON Capital Management Inc. intends to use Personal
Information, either before or at the time when AEGON Capital Management
Inc. collects that information. For example, AEGON Capital Management
Inc. retains e-mail addresses of visitors who respond to the Site's
e-mail forms, online forms, registration forms, and surveys and
contest entries. AEGON Capital Management Inc. also retains information
about the frequency of Site visits, length of time of the visit,
and aggregate information on which Site page visitors access. AEGON
Capital Management Inc. will collect only such Personal Information
that it requires and use it only for the purposes explained to you,
including those described in this Statement. AEGON Capital Management
Inc. will obtain your consent if it intends to use Personal Information
for any other purpose.
AEGON Capital
Management's use of Cookies
AEGON Capital Management Inc. sends all
Internet visitors "Cookies". A Cookie is a small data
file sent by the Site to your browser, which may then be stored
on your hard drive. AEGON Capital Management's Cookie enables the
Site to recognize you if you have an AEGON Capital Management Inc.
account or have utilized certain Site features. In addition, the
Cookie may recall information so that you do not have to resubmit
it, and also automatically updates Site information. You may be
able to program your browser software to notify you of attempts
to send cookies and/or you may decline or delete them.
AEGON
Capital Management's use
of Communications for requests
AEGON Capital Management Inc. will primarily
use Communications to respond to your request(s). AEGON Capital
Management Inc. may use Personal Information for editorial and feedback
purposes, marketing and promotional purposes, reproduction, disclosure,
transmission, publication, broadcast or posting, and for a statistical
analysis of users' behavior. Furthermore, AEGON Capital Management
Inc. retains the right to use ideas, concepts, know-how, or techniques
contained in any Communications you send to the Site for any purpose
whatsoever, including, but not limited to, developing and marketing
products using such information. Non-Personal Information may be
aggregated for internal review and used to improve the Site's content
and its structure. Personal Information will be discarded, deleted,
or converted into an anonymous form when it is no longer required
by AEGON Capital Management Inc. for its business purposes.
AEGON
Capital Management Inc. does
not distribute Personal Data or Communications to third parties.
AEGON Capital Management Inc. will not voluntarily
share, rent, sell or otherwise disclose information obtained from
visitors to the Site (whether Personal Data or Communications) to
third parties. AEGON Capital Management Inc. will provide such information
to its suppliers and agents who assist Transamerica to serve you
or where Transamerica is required to provide such information by
law.
When
you choose not to provide Personal Information.
When you choose not to provide a personally
identifiable Communication, AEGON Capital Management Inc. may not
be able to respond to your request. You may receive an error message
displayed on your browser.
How
to access, update & correct Personal Information.
Use the contact names and numbers listed
above in the section entitled AEGON Capital Management Inc. Contact
Information.
top
of page
Information
Shared With Transamerica
AEGON
Capital Management Inc. Security
Measures for Personal Information
AEGON Capital Management Inc. will take
appropriate steps and security measures to protect all Personal
Information you share with AEGON Capital Management Inc. Whenever
you provide the Site with Personal Data, AEGON Capital Management
Inc. will take commercially reasonable steps to establish a secure
connection with your Web browser. Remember that e-mail over the
Internet is generally unencrypted and not secure or private.
THE
SITE CONTAINS SECURED AND NON SECURED SECTIONS. INHERENT IN THE
USE OF THE INTERNET AND INTERNET-RELATED TECHNOLOGIES IS SOME RISK
OF DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL
DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION
IS AT YOUR OWN RISK. AEGON CAPITAL MANAGEMENT INC. CANNOT ACCEPT
RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGE
OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF
THE SITE OR THE INTERCEPTION OF INFORMATION THAT YOU PROVIDE, INCLUDING
WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.
Your
access to Personal Information at
AEGON Capital Management Inc.
You may request disclosure of Personal Information
held by AEGON Capital Management Inc. about you if such Personal
Information is not available from any of AEGON Capital Management
Inc. financial advisers. In order to obtain such information AEGON
Capital Management Inc. may have to charge you a nominal amount
to cover the costs of conducting the search and providing copies.
AEGON Capital Management Inc. will only disclose such Personal Information
if it is not subject to legal privilege, does not refer to other
persons, can be retrieved in a cost-effective manner, and is not
otherwise legally restricted from being disclosed.
AEGON
Capital Management Inc. will
correct inaccurate Personal Information
AEGON Capital Management Inc. makes reasonable
commercial efforts to ensure information (including Personal Information)
is accurate. You can assist AEGON Capital Management Inc. by providing
up-to-date information to AEGON Capital Management Inc. and notifying
AEGON Capital Management Inc. of any inaccuracies in information.
top
of page
Limitation
of Liability
THE
SITE AND ITS CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES
OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED
TO, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABLE QUALITY, MERCHANTABILITY
OR FITNESS FOR A PARTICULAR PURPOSE. AEGON CAPITAL MANAGEMENT INC.
DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE,
THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE
OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS OR WILL BE ERROR-FREE,
ACCESSIBLE, UNINTERRUPTED, OR FREE OF VIRUSES, DISABLING DEVICES
OR OTHER HARMFUL COMPONENTS. AEGON CAPITAL MANAGEMENT INC. DOES
NOT WARRANT OR MAKE ANY REPRESENTATIONS OR CONDITIONS REGARDING
THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN
TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS OR
OTHERWISE. YOU (AND NOT AEGON CAPITAL MANAGEMENT INC.) ASSUME THE
ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RELATED
TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR
USE OF THE SITE AND/OR ITS CONTENTS. UNDER NO CIRCUMSTANCES, INCLUDING
BUT NOT LIMITED TO CONTRACT, TORT, NEGLIGENCE BY ACT OR OMISSION,
AND FUNDAMENTAL BREACH, SHALL AEGON CAPITAL MANAGEMENT INC. OR ANY
PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, BE
LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE
DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE THE
MATERIALS ON THE SITE, EVEN IF AEGON CAPITAL MANAGEMENT INC. OR
A REPRESENTATIVE AUTHORIZED BY AEGON CAPITAL MANAGEMENT INC. HAS
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW
MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL
OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY
NOT APPLY TO YOU. IN NO EVENT, HOWEVER, SHALL AEGON CAPITAL MANAGEMENT'S
TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION
EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SITE, OR
IF SUCH AMOUNT IS LESS THAN $100 THEN $100.
top
of page
Links
to Third Party Web Sites
If
you use any links provided in the Site to Web sites not owned, maintained
nor hosted by AEGON Capital Management Inc. ("Off-sites"),
you will leave the Site. AEGON Capital Management Inc. is not responsible
for any Off-site's privacy policies, terms of use, or the use of
personally identifiable information by an Off-site. No judgment
or warranty is made with respect to the accuracy, timeliness, or
suitability of the content of any Off-Sites, and AEGON Capital Management
Inc. takes no responsibility for such sites. A link to a service
or Web site outside of the Site is not an endorsement by AEGON Capital
Management Inc. of the service or the Web site, its content, or
its sponsoring organization.
top
of page
Use
of This Site
The
Site is owned and operated by AEGON Capital Management Inc. No materials
found on the Site or any other site owned, operated, or licensed
by AEGON Capital Management Inc. may be copied, reproduced, republished,
uploaded, posted, transmitted or distributed by You in any way.
You may access and use material on the Site for noncommercial, personal
use only, provided you also retain all copyright and other proprietary
notices contained on the materials. You may not distribute, modify,
transmit, reuse, repost or use the content of the Site for public
or commercial purposes, including the text, images, audio, or video
without AEGON Capital Management Inc. prior written permission.
AEGON Capital Management Inc. makes no warranty or representation
as to whether your use of materials displayed on the Site may infringe
rights of third parties not owned by or affiliated with AEGON Capital
Management Inc.
top
of page
Jurisdictional
Issues
The
information contained on the Site is not an offer to sell or a solicitation
to buy any security or any product. No security or other product
is offered or will be sold in any jurisdiction in which such offer
or sale would be unlawful under the securities, insurance or other
laws of such jurisdiction. Some products may not be available in
all provinces.
All
securities transactions are conducted based on signed written agreements
between AEGON Capital Management Inc. and its customers, and the
terms of those agreements are binding on the parties. No other statement
or representation, whether made in person, online, electronically,
in written, graphical, or verbal communication, may alter the terms
of those agreements. Your use of the Site constitutes your agreement
to the applicable Terms of Use applicable to such use. By using
the Site, you accept at your own risk that the Internet and online
communications medium may not perform as intended.
Your
use of the Site, and this Privacy Policy and Terms of Use shall
be construed and controlled by the laws of the Province of Ontario.
Further, any dispute arising from your use of this Site, or this
Privacy Policy and Terms of Use, or a breach of thereof, shall be
governed by the laws of the Province of Ontario. By accessing this
Site, you agree to submit to the jurisdiction of the courts of Ontario
and agree that any claim initiated by you will be brought and adjudicated
in Toronto, Ontario.
top
of page
Trademarks,
Service Marks and Copyrights
Unless
otherwise specifically noted, images, trademarks, service marks,
logos and icons displayed on the Site are the property of AEGON
Capital Management Inc. and may not be used without AEGON Capital
Management Inc. prior written consent. Any unauthorized use of the
images may violate copyright laws, trademark laws, privacy and publicity
laws and communications regulations and statutes.
top
of page
Stock
Quote
All
stock quotes appearing on the Site are not a current representation
or a real time stock quote. AEGON Capital Management Inc. is not
responsible for the accuracy of any pricing information. Please
do not use such quotes for any formal analysis or estimation. Investment
may increase or decrease in value according to fluctuations and
changes in the market for that investment or other changes.
top
of page
Professional
Advice, Non-Recommendation, Calculator Data
Neither
the online calculators nor, their use are intended to supply advice
of any type, including, without limitation, investment or tax advice.
Although the services and the Site may contain information, e.g.,
data regarding retirement investing, such information is intended
to be educational in nature, and does not constitute an endorsement
or recommendation of any security or investment program, service
or the suitability thereof for you. The information provided in
the online calculators and the Site is not intended to supply professional
tax, accounting, financial, or legal advice. You should always seek
a personal consultation with a professional provider of such services.
AEGON Capital Management Inc. does not offer legal or tax advice.
top
of page
|
 |